THE
LIFE
PLAYBOOK
Build a Richer Life
Volume One
Preview the book
Everything you wish someone taught you before adulthood.
The practical guide to money, work, housing, health, relationships, and everything else that comes with adult life. Preview the introduction and first chapter below.
MoneyCreditHousingCareersHealthRelationships
1/10 · Title page
THE
The Life Playbook, Volume One. First edition. Published by PLAYBOOK.
This book is general educational material. It builds vocabulary, frameworks and confidence. It is not financial, legal or medical advice — for decisions about your own situation, speak to a qualified professional.
Set in Instrument Serif and DM Sans. Printed on uncoated cream stock, section sewn, with a matte cloth case.
For every young person who was told
they would figure it out eventually —
and decided not to wait.
Contents
- 01Starting Out009
- 02Money031
- 03Credit & Debt067
- 04Work & Career095
- 05Housing129
- 06Getting Around157
- 07Health179
- 08Relationships203
- 09Digital Life229
- 10Goals & Direction251
How to use this book
Read a chapter, then do the pages. Nothing needs to happen in one sitting — most spreads take fifteen minutes and a pencil.
Exercise
Pages you write on. Pencil is fine.
Checklist
Do these in order, tick as you go.
Real life
A short story from someone your age.
Scan
Opens the calculator or video for that page.
Chapter 01
Starting Out
Nobody hands you a checklist for the first year of adult life. This chapter is that checklist.
6
The adulting baseline
Adult life runs on about six systems. Most of the stress comes from one being missing — not from all of them being hard.
01
Money in
02
Money out
03
A place to live
04
Getting around
05
Health cover
06
People
Exercise 1.1
Where are you now?
Fill one to five. Honestly — this is a starting line, not a score.
- Money in
- Money out
- Housing
- Transport
- Health
- People
Return to this page in ninety days.
Checklist 1.2
Set these up first
- A bank account you actually control
- A second account for bills only
- Photo ID, and a copy stored safely
- Your Social Security card and W-4 details
- A password manager
- One emergency contact who answers
- A folder for documents — paper or digital
- A calendar you check every morning
Before tomorrow
Four things, ten minutes
Nothing here takes longer than a phone queue.
- Download your banking app and log in
- Turn on low-balance and payment alerts
- Find your last paycheck, read the net line
- Open one savings account and name it