Free tools
Every tool below mirrors a worksheet in The Life Playbook. No account needed.
Free tools included
Every tool in the book works here too. Nothing to install, no account, nothing stored.
Needs
Rent, food, transport, bills, minimum payments.
$1,200
Wants
Everything you'd survive without and still enjoy.
$720
Future
Savings, emergency fund, extra debt payments.
$480
A starting ratio, not a rule. Adjust once, then leave it three months.
Every line on a pay stub in plain language, gross to net.
Ninety days, one number, one review date.
The paper spread, as a printable and a live sheet.
Digital member area
QR codes printed throughout the book open a private member area with the digital companion to each chapter — worksheets, calculators and short video lessons, built alongside the first edition.
Every page as a fresh download, so you can redo a spread any time.
Budget, rent affordability and payoff tools that mirror the paper versions.
Short self-checks at the end of each chapter to see what actually landed.
Two-to-five minute walkthroughs for the chapters people ask about most.

The ecosystem
A matte black hardcover manual for adulthood, built to sit out on a table.
Every chapter opens into its digital companion with one scan.
Short, calm walkthroughs for the moments the page can't cover.
Budget, rent and payoff tools that mirror the paper worksheets.
Downloadable worksheets, scripts and checklists you can reuse.
A place to compare notes with people figuring out the same decade.